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Buyer planning tool

Start with a clearer monthly-payment estimate.

Use a property address or enter the assumptions yourself. The calculator keeps the payment pieces visible so you can see what is driving the total.

Estimate a monthly home payment

Adjust the assumptions to see an itemized planning estimate. Nothing entered here is saved by MoveHOU.

Optional and for your reference only. The calculator does not look up property records.

Enter the yearly amount you want included in this estimate.

Estimated monthly total

$2,475

Principal and interest
$2,275
Property taxes
Not included
Homeowners insurance
$200
HOA or other costs
$0
Down payment
$90,000
Estimated loan amount
$360,000

Property taxes are not included in this total yet. Enter an annual amount above to include them.

Planning estimate only. This is not a loan quote, approval, appraisal, tax bill, settlement statement, or financial advice.

Actual payments and cash needed can change based on exemptions, assessed value, taxing jurisdictions, insurance, interest rate, loan program, mortgage insurance, appraisal, lender requirements, and closing costs.